Tom Kelly Photo

Tom Kelly

Mortgage Banker


  • Veteran Lending Specialist
Tom Kelly is a United States Army veteran who served in Afghanistan from 2006-2007. He was a Paratrooper and Combat Engineer on active duty from 2004-2008 and joined the Army Reserves from 2008-2010. Tom graduated from Governors State University in 2012 with a bachelor's degree in Criminal Justice. He realized in his youth he had a passion for serving others.

Tom came to The Federal Savings Bank after working five years as a recruiter for a high-end magazine company that services cities throughout the country. He joined the bank because he saw firsthand the excitement of owning his own home and he wants others to have that same experience. He loves to help others and will go above and beyond to help his clients achieve their dreams of either purchasing a home or refinancing their current one.

Tom lives in Chicago with his wife and three children. He is also a full-time firefighter on the best fighting company in the city of Chicago. Outside of work he enjoys coaching his children’s sporting teams and teaching them about leadership. In his free time, he likes to run, bike and vacation with his family, preferably to Disney World.


Mr. Kelly was professional and aggressive with resolving some of the issues that occurred during the process of my refinance. He was very helpful and informative in explaining all the intricate details of the process. I felt he always had my best interest at heart.

- Alex R
Tom was wonderful to work with. He answered all of our questions, helped us make this process super easy, and was so nice to work with. People always talk about what a hassle this process can be and we really did not feel that way at all! Tom was readily available to assist us with anything we asked, whenever we asked, and explained things so we could understand every step of the way. We are very happy with our new rate and had exceptional help getting us down to it! Thank you!!

- Annie E
Working with Tom was above and beyond all expectations. The refinance process was quick and easy. Tom guided us through the process step by step and saved us hundreds of dollars off our monthly mortgage. He was easy to reach and responded to any and all questions immediately. I highly recommend Tom for any mortgage needs!

- Daniel V
What can already be a stressful, frustrating, and uncertain time, our banker Tom Kelly exceeded our expectations in more ways than one. Not only did he communicate with us every step of the way. He got us a rate even better than we had hoped for. He fought for us and was there for us. I was pleasantly surprised with focus, attention to detail, and charisma throughout the process.

- Emily P
Tom Kelly is what made this such a wonderful experience. He was very professional. He was constantly checking in and keeping the lines of communication open.

- Jennifer K
I wish to express how well I was informed by Thomas. Although, I don't know him personally, he composed a "down-to-earth" persona which allowed our communications to be comfortably understood. The rates were fluctuating at the time, as they always do, and I was worried The Federal Savings Bank would not be able to "bottom tick" the market. Tom gave me a thorough understanding as to the banks next actions versus the markets and the reasoning behind it. I appreciated he answered my weeknight/weekend phone calls when I was uncertain of the process and was rest assured. Therefore, I've strongly recommended Thomas Kelly to other associates and friends.

- Joe S
Tom was incredibly helpful and knowledgeable. He was clear with our options and able to get us the best deal possible. The team worked quickly and effectively, and the entire process was very smooth. I appreciate Tom and the team and The Federal Savings Bank and will definitely refer my friends and family to them in the future!

- Karen C
Tom Kelly was great to work with. Very responsive and worked very hard to get things done in such an unknown time.

- Meaghan H
I appreciated how thoroughly Tom Kelly was able to answer my questions. He really helped me figure out what type of mortgage was the best plan for our family.

- Mica V
Tom Kelly was outstanding. Truly a credit to your organization.

- Sean H
Tom was a great communicator and easy to work with. He was in constant communication and walked us through the refinancing process with ease. We'd recommend him to our friends and family and will use him again in the future!

- Stephanie G
We were very satisfied with our refinancing. Even during these times, everything went smoothly and in a timely manner. We did not have any major issues, I think it is because of how well the communication process was between both parties. I would recommend this bank to friends and family.

- Therese P