Thomas Cully is a Mortgage Banker with The Federal Savings Bank, specializing in helping Veterans, active-duty service members, and families achieve their homeownership goals through personalized mortgage solutions. With more than 15 years of experience across finance and investment industries, Thomas brings a unique perspective to residential lending. His professional background spans Film and Television, Private Equity, Late-Stage Venture Capital, Growth Equity, and Cybersecurity and Defense, where he served in Cybersecurity Special Operations and as a Military Defense Analyst supporting critical national defense initiatives. This diverse experience has equipped him with exceptional analytical, strategic, and problem-solving skills that he now applies to helping clients make confident financial decisions.
Throughout his career, Thomas has built a reputation for excellence, innovation, and client-focused service. His accomplishments include earning two Telly Awards for producing television programming, reflecting his commitment to high-quality execution and attention to detail. Today, he brings that same level of dedication to the mortgage process, working closely with clients to develop financing strategies tailored to their unique goals. Whether assisting Veterans with VA loans or helping families secure the right mortgage solution, Thomas is committed to providing knowledgeable guidance, clear communication, and a seamless lending experience.
Thomas resides in South Florida with his wife and their son, who is continuing the family’s financial tradition by studying Finance and Accounting. Outside of work, Thomas is an accomplished screenwriter whose films have premiered at the Berlin and Cannes Film Festivals, streamed on platforms including Netflix and Amazon, and achieved commercial success. He also enjoys hiking, spending time outdoors, and embracing Florida’s year-round lifestyle. His diverse professional background, creative perspective, and passion for serving others enable him to build lasting relationships while helping clients confidently achieve their homeownership goals.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



