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About

Steven Chamas serves as a Sales Operations Manager with over 12 years of experience in the mortgage and finance industry. Entering the field at the age of 19, he has held a variety of roles spanning sales, operations, and leadership, which provides him with a well-rounded perspective on every stage of the mortgage process. Steven has worked with many of the largest consumer direct lenders in the country, helping clients nationwide achieve their homeownership goals.

Steven’s career is built on a simple philosophy: treat every client like family. His well-rounded expertise across the mortgage process allows him to provide clarity, confidence, and peace of mind at every stage. With a strong commitment to communication, trust, and results, he takes pride in making one of life’s biggest financial decisions as smooth and rewarding as possible.

Originally from Metro Detroit and now living in Nashville, Steven enjoys life with his wife, Brea, their son, Brady, and their dog, Freya. A proud cancer survivor, he values resilience, gratitude, and the opportunity to be fully present as both a husband and father. Outside of work, Steven can often be found kayaking Tennessee’s rivers or cheering on Michigan football.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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