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About

Ryan began his extensive career in mortgage lending and financial services in 2002. Born and raised in Upstate New York, he spent several years as a Loan Officer and Branch Manager helping Veterans with Homeownership and Refinancing.

With over 17 years of real estate and mortgage lending experience serving Veterans, Ryan prides himself on taking the time needed to understand his customers’ immediate and long-term goals, finding the best financial solution to achieve their objectives. Ryan has been a Scotsman Guide Nationally recognized Loan Officer since 2013. At the age of 34, his hard work and dedication to his customers have propelled him to the Scotsman Guide #1 V.A. Loan Officer in the United States in 2016 and 2017 by closing 1,314 VA Home Loans for a total volume of $282,434,638.00. Having helped thousands of Veterans, he understands how confusing the home buying or refinance process can be and he works hard to walk each client through the process in an organized and efficient manner. Because of his extensive knowledge of available programs, problem solving skills and steadfast commitment to customer service, Ryan will ensure you receive superior guidance as you pursue one of the most personal investments of your lifetime.

Ryan resides in Clifton Park, NY with his wife of 6 years and his two children. His family is active in the public education system and childcare services in the community.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

What clients say about working with us

Professional, efficient and personable. We contacted a representative on Friday and was visited by a Notary the following Wednesday to sign the application documents.

Walter G.
September 2020

I am very pleased with the way my loan has been handled. The people I have dealt with, the speed in closing my loan, and the fact that Ryan has always been there to answer my questions, even on his time off. Great guy, Great Team. Read full review on <a href=”https://www.zillow.com/lender-profile/RyanAndrewSawyer/”>Zillow</a>.

Bracy B.
September 2020

Working with Ryan and his staff has been handled very professionally and by the books. No reason to be apprehensive. His entire staff handled everything from start to finish flawlessly. Read full review on <a href=”https://www.zillow.com/lender-profile/RyanAndrewSawyer/”>Zillow</a>.

D Nicholson.
September 2020

Very friendly and accommodating! Would highly recommend Ryan and his dedicated team for making this process seamless! All of our questions were answered in a timely manner. Even the home appraiser was personable and on time. We can’t thank you enough for making this process painless. Read full review on <a href=”https://www.zillow.com/lender-profile/RyanAndrewSawyer/”>Zillow</a>.

Laurie A.
September 2020

Ryan Sawyer is a truly dedicated, caring and extremely knowledgeable loan officer. He is a gem of a person who you can count on and will do whatever it takes to make your loan the best possible. When any issue arises he is on top of it to fix it and make it right. He shows such caring and dedication to his clients. He treats you more like family than a client. You could not ask for a better person/loan officer. You are certainly in good hands when you have Ryan on your side. Read full review on <a href=”https://www.zillow.com/lender-profile/RyanAndrewSawyer/”>Zillow</a>.

Jeff H.
September 2020
Customer Reviews
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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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