Richard Mirabal
Mortgage Banker
NMLS#2738077
Richard Mirabal is a Mortgage Banker born and raised in Miami, Florida, with deep ties to the city he proudly calls home. He began his education at Miami Dade College and continued at Florida International University, where he earned his bachelor’s degree. While balancing academic and professional responsibilities, Richard achieved Dean’s List recognition multiple times—an early reflection of his discipline, work ethic, and commitment to excellence.
With one year of experience in mortgage finance, Richard has worked closely with private investors and homeowners, specializing in property acquisitions, investment-focused refinances, and strategic debt solutions. His approach is centered on helping clients structure financing that supports long-term real estate portfolio growth, combining analytical insight with a client-first mindset.
Rooted in Cuban and Puerto Rican heritage, Richard values culture, community, and meaningful connection—principles that guide both his personal and professional life. Outside of work, he enjoys exploring art galleries and museums and spending time watching films, interests that reflect his appreciation for creativity, storytelling, and diverse perspectives.
Get in touch:
Social:
ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
Download
