Philip Pallozzi
Junior Mortgage Banker
NMLS#2010239
Phil Pallozzi was born and raised in the Capital District. He graduated from Siena College and was a certified Social Studies teacher with 15 years of public school teaching experience. Prior to working at The Federal Savings Bank, Phil spent time as a telemarketer, banker assistant and even had a real estate license.
With over 20 years of experience in the mortgage lending industry, Phil’s extensive knowledge on available programs such as VA and Conventional loans, has allowed him to develop the best plan to achieve their financial goals. He has worked for several mortgage businesses in the Clifton Park area. Phil always puts the customers’ needs first as they make one of the most important decisions in their lives. He prioritizes making his clients feel comfortable with him and the company through honesty, respect, and clear communication to ensure that the loan process is a stress-free experience.
Phil currently resides in Waterford. Outside of work, Phil enjoys watching old westerns and visiting the Saratoga Racetrack. He is a sports fan with his favorite teams being the Yankees and the Jets.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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