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About

Pam graduated from Hofstra University and began her career as a teacher. After receiving her Master’s degree, she decided to take a position with a major textile manufacturer as one of the first women in outside sales. Selling fabric to a diverse group of people seemed like the career for her. She moved into management and excelled within the textile industry. When that US industry began to wane, she then spent several years in market research. The common thread whether education, textiles or a brand, was selling a product.

Now with over ten years of mortgage experience, prospective borrowers are elated to receive a personal hands on approach. Pam prides herself on being readily available to her borrowers and offers first time home buyers patience and knowledge. Her customer relationships go back years and span generations within families. She serves as VP of her coop Board and has been a director the past 24 years. This has proven invaluable, offering added insight into who might have a positive outcome when buying a coop or condo.

Pam is a long time Manhattanite. She and her husband are lucky enough to have their children, grandchild, siblings, friends and grandpup near by. Pam and her husband walk a great deal and enjoy exploring all the neighborhoods of NYC, to see what is new, happening and how it might feel to live in that particular area.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

What clients say about working with us

I first reached out to Pam when my husband and I were considering our first home purchase. She called me back the same day and held my hand through the whole home buying process: switching our loan type, navigating high interest rates, and helping us negotiate the offer and a seller concession (which saved us a lot of money!). Pam replies in minutes — not hours or days. We recently refinanced that same mortgage with Pam and secured a considerably lower rate along with money out to renovate our kitchen. Pam is a partner and trusted advisor and I would recommend her to anyone looking to buy a home or refinance a mortgage!

Kate M.
August 2025

Pam is an exceptional professional partner who brings deep expertise integrity, and a personal commitment to every client relationship. She supported me through my first home purchase, nearly 20 years ago, and has since helped me transition into real estate investing with confidence. Her professionalism is matched only by her genuine care; She doesn’t just do the, she invests in your success. Working with Pam has been one of the most rewarding parts of my journey as a homeowner, and now as a real estate investor. That’s not a common sentiment when it comes to financing however, Pam is more than a mortgage broker; She’s been a trusted advisor, a steady hand, and overtime, a part of my extended family. What’s remarkable is that I know I’m not the exception; This is simply how she shows up for all her clients. Her commitment to helping me achieve my goals, no matter how ambitious or uncertain, has made all the difference.

Arthi C.
August 2025

I have known Pamela Brooks for several years. She is a wealth of knowledge and was so attentive while we were going through the loan process. Her patience and diligence made my husband and I feel we were in good hands.

Bonnie T.
August 2025

I’m a real estate broker, so I know how stressful financing can be. Pam not only made the process smooth for me personally, but also gave me the kind of care and attention I’d be thrilled for any of my clients to receive.

Rachel Y.
August 2025
Customer Reviews
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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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