Pam graduated from Hofstra University and began her career as a teacher. After receiving her Master’s degree, she decided to take a position with a major textile manufacturer as one of the first women in outside sales. Selling fabric to a diverse group of people seemed like the career for her. She moved into management and excelled within the textile industry. When that US industry began to wane, she then spent several years in market research. The common thread whether education, textiles or a brand, was selling a product.
Now with over ten years of mortgage experience, prospective borrowers are elated to receive a personal hands on approach. Pam prides herself on being readily available to her borrowers and offers first time home buyers patience and knowledge. Her customer relationships go back years and span generations within families. She serves as VP of her coop Board and has been a director the past 24 years. This has proven invaluable, offering added insight into who might have a positive outcome when buying a coop or condo.
Pam is a long time Manhattanite. She and her husband are lucky enough to have their children, grandchild, siblings, friends and grandpup near by. Pam and her husband walk a great deal and enjoy exploring all the neighborhoods of NYC, to see what is new, happening and how it might feel to live in that particular area.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



