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About

Paul Constance is a seasoned mortgage banker with over five years of experience in the financing and mortgage industry. Born and raised in Miami Beach, Paul combines his deep understanding of the local market with a nationwide perspective, helping clients secure the right loan solutions to fit their unique needs. His expertise spans a variety of mortgage products, with a particular focus on delivering exceptional service to veterans and active-duty service members.

With a passion for guiding clients through one of the most important financial decisions of their lives, Paul is known for his clear communication, attention to detail, and commitment to finding the best possible terms. His dedication to veterans stems from a deep respect for their service, and he takes pride in ensuring they receive all the benefits and opportunities they’ve earned through VA loan programs and other tailored financing options.

Paul’s professional approach is rooted in building lasting relationships, not just closing transactions. Whether assisting first-time homebuyers, guiding clients through refinancing, or helping veterans leverage their benefits, he brings a personalized touch to every interaction. His mission is simple: to make the mortgage process smooth, transparent, and successful for every client he serves.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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