Michael Yee graduated from Berklee College of Music in 1990 with a bachelor’s degree in music. After graduating, Michael moved back to California and started a recording studio where he produced and recorded music for various artists as well as his own original groups. During this time, he also worked at an accounting business preparing tax returns, payroll, and other financial services for clients. As the real estate market grew in the early 2000’s Michael began his career in Mortgage Lending, providing purchase, refinance, and construction financing for homeowners.
With over 22 years of real estate and mortgage lending experience, Michael has become a trusted advisor to his clientele, as well as fellow professionals and colleagues in his area. In addition to having years of experience with various loan products, Michael takes pride in listening to his client’s needs and helping them find the best financial solution for their unique situation. In 2008, he earned a Certification in Underwriting, which enhanced his ability to review loan guidelines and qualification for his clients.
Michael currently resides in Santa Rosa, CA with his family and enjoys cooking, traveling, exercising, fishing, camping and continues to write and record original music. Michael is also an active golfer who enjoys playing in competitive tournaments, as well as creating new personal and business relationships within the sport. Golf has become a vital marketing vehicle from which he has met countless new clients and developed numerous personal and business relationships with Real Estate Agents, CPA’s, Attorneys, Contractors, Insurance Agents, Physicians, Educators, Entrepreneurs, Title Companies, etc,…. It’s the game that keeps on giving!
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



