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About

Michael Swiger is a Mortgage Loan Officer with more than 22 years of experience helping individuals and families navigate the mortgage process with confidence. Born and raised in Weirton, West Virginia, just outside of Pittsburgh, Michael attended Jacksonville State University on a golf scholarship and earned his Bachelor of Science degree in Finance. After college, he relocated to Raleigh, North Carolina, where he has called home ever since. Michael began his career in mortgage lending in 2004 and has maintained a genuine passion for helping clients achieve their homeownership goals throughout his career.

Michael believes that education, honesty, and transparency are the foundation of a successful lending experience. He takes the time to help clients understand their financing options, answer questions, and provide clear guidance throughout each stage of the mortgage process. Recognizing that purchasing a home can be one of life’s biggest financial decisions, Michael strives to reduce uncertainty and ensure his clients feel informed and comfortable from start to finish. His philosophy is simple: informed clients are confident clients.

Outside of work, Michael is a proud father of a 14-year-old son and a 10-year-old daughter. He enjoys spending time with his children, whether at the baseball field or cheering them on at gymnastics. When time allows, Michael also enjoys getting out on the golf course, continuing a passion that began during his childhood and ultimately became part of his collegiate experience

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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