Michael LaCagnina began his extensive career in mortgage lending and financial services after studying Sociology and Business at Chapman University. Based in Atlanta, he spent several years as a Loan Officer and Senior Loan Officer helping friends, family and referrals with their homebuying needs. He brings valuable experience from working with some of the top companies in the mortgage lending industry, and we’re excited to have him join our team at The Federal Savings Bank.
With over a decade of mortgage lending experience, Michael has the knowledge and expertise to help each borrower structure the optimal mortgage to achieve their financial goals. He prides himself on taking the time needed to understand his clients’ immediate and long-term goals, finding the best financial solution to achieve their objectives. Having helped thousands of clients, he understands how confusing the home buying process can be and he works hard to walk each client through the process in an organized and efficient manner. Because of his extensive knowledge of available programs, problem solving skills and steadfast commitment to customer service, he will ensure his clients receive superior guidance as they pursue one of their most personal lifetime investments.
Michael resides in Atlanta, Georgia where he remains strongly tied to his family and friends both abroad and local. He has a genuine love for the outdoors and commitment to good health. When he’s not helping his clients, Michael prefers spending most of his time with his family.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.