Michael Faragasso
Mortgage Banker
NMLS#1639746
Michael Faragasso is a Mortgage Banker at The Federal Savings Bank, dedicated to helping individuals and families navigate the home financing process with confidence. He understands that purchasing a home is one of the most important financial decisions a person can make and is committed to making the mortgage experience as straightforward and stress-free as possible. Michael works closely with his clients to provide personalized guidance and financing solutions tailored to their unique goals and circumstances.
With extensive knowledge of today’s mortgage products and programs, Michael helps clients understand their options and make informed decisions throughout the lending process. Whether assisting first-time homebuyers, growing families, or experienced real estate investors, he takes pride in simplifying complex financial concepts and turning them into clear, actionable steps. From Conventional financing to FHA, VA, and down payment assistance programs, Michael leverages his product expertise and client-focused approach to help borrowers achieve their homeownership goals.
Michael is passionate about building lasting relationships based on trust, communication, and exceptional service. He believes every client deserves a customized mortgage strategy that aligns with their short- and long-term financial objectives. By combining hard work, dedication, and a commitment to client success, Michael strives to serve as a trusted resource throughout every stage of the home financing journey.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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