As a Mortgage Banker with The Federal Savings Bank, Luis Rauseo is focused on helping borrowers make confident, informed decisions throughout the mortgage process. He holds his NMLS license and am pursuing a degree in marketing, which allows him to combine financial fundamentals with clear, client-focused communication. With a background in sales, customer service, and entrepreneurship, Luis’ approaches mortgage banking with a strong emphasis on trust, responsiveness, and long-term relationships.
While Luis is newer to the mortgage industry, he currently supports VA refinance clients and guide borrowers through their options with transparency and care. His professional background has taught him about the importance of listening first, understanding individual goals, and delivering consistent follow-through and valuable solutions. He believes successful mortgage banking goes beyond transactions, it’s about educating clients, simplifying complex decisions, and ensuring they feel understood from start to finish.
As a Miami local, Luis values being an active and trusted resource within his community. Outside of work, he enjoys surfing, playing basketball, and spending quality time with his family, doing activities that keep him grounded and remind him of what matters most. Luis also focuses on building genuine, long-term relationships with those around him and bringing that same level of care and dedication into his work with clients. He takes pride in being someone that loves to help others and looks forward to carrying that into the mortgage space. Whether you are refinancing or exploring your mortgage options, Luis’ goal is to provide guidance you can trust and service you can rely on.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



