Lorenzo Aviles
Mortgage Banker
NMLS#2364114
Lorenzo Aviles is a dedicated mortgage professional with a global upbringing and a passion for helping others achieve their homeownership goals. Originally from Puerto Rico, Lorenzo was raised around the world—living in New York, Texas, Japan, and beyond—thanks to his father’s service in the U.S. Marine Corps. That experience instilled in him a deep respect for discipline, integrity, and cultural diversity. Now based in Miami, Florida, Lorenzo brings a unique perspective and unwavering commitment to his work in the mortgage industry.
Since entering the field in 2021, Lorenzo has built a strong track record of successfully guiding homeowners through the refinancing process. His approach is rooted in honesty, transparency, and a genuine desire to serve. Clients trust him not only for his industry knowledge but also for the values he brings to every interaction—respect, integrity, and a deep sense of responsibility. Whether working with first-time buyers or seasoned homeowners, Lorenzo is known for his clear communication, thoughtful guidance, and ability to make complex decisions feel simple.
Outside of work, Lorenzo lives life with energy and purpose. He’s an avid car enthusiast who enjoys racing on track, a thrill-seeker who skydives and deep-sea dives, and a compassionate community member who volunteers on weekends to feed the homeless. These passions reflect his belief in living boldly while staying grounded in service. Lorenzo’s warmth, drive, and global perspective make him not just a trusted mortgage professional—but someone clients genuinely enjoy working with.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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