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About

Lonnie Johnson, a native of Syracuse, New York, is a seasoned mortgage professional with a strong foundation in both education and athletics. He earned his bachelor’s degree from Syracuse University’s prestigious Maxwell School of Citizenship and Public Affairs, along with a minor from the School of Human Ecology. He later completed a master’s degree in Sports Management at Gardner-Webb University. While attending both universities, Lonnie also competed as a Division I football player—an experience that shaped his drive and discipline. Now based in Charlotte, North Carolina, he has built a solid career in mortgage lending and financial services over the past decade.

With nearly ten years of experience as a Senior Loan Officer licensed in over 40 states, Lonnie has developed deep expertise in the mortgage industry. He has helped a wide range of clients—from first-time homebuyers to seasoned investors—navigate the lending process with confidence through refinancing and purchasing. His background in both sales and customer service allows him to take a personalized approach, ensuring each client receives the guidance and attention they need to make informed decisions. Lonnie’s knowledge, integrity, and ability to communicate complex information clearly have earned him a reputation as a trusted partner in home financing.

Outside of work, Lonnie is a devoted father who values family above all. As the son of a military veteran, he was raised with a strong sense of responsibility and respect—principles he now instills in his own children. In his free time, he enjoys staying active through football and basketball, both as a player and a fan. Whether on the field, at home, or in the office, Lonnie brings the same energy, dedication, and team spirit to everything he does.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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