Larry Barfoot

Vice President

NMLS#450896

About

Larry Barfoot is a life-long resident of Hampton Roads, Virginia. Since 2001, he has proudly worked as the preferred mortgage banker of many of the area’s greatest real estate professionals. Over the years, he has become known for delivering superior service and expertise to thousands of families for their mortgage needs.

Honesty, professionalism, fairness, and integrity is what Larry is best known for. These values have helped him become many customers’ mortgage banker for life. He’s proud to continue helping with simplified solutions, even if a move takes clients across the United States! He takes time to understand and educate customers, so they can make well-informed decisions. It’s of the utmost importance to have all the tools at your disposal. That’s why Larry is so excited to be a part of a team where he can offer customers a wide variety of options, from Conventional and Jumbo loans, to FHA and VA, First-Time Buyer or investor, and even Construction Loans!

Larry and his wife Crystal work together as a team at The Federal Savings Bank to ensure a superior customer experience. When they’re not working, they enjoy time with their daughter, Abby, and dog, Tucker. The family enjoys a waterfront lifestyle, where they reside in Seaford, Virginia.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

What clients say about working with us

Mr. Larry Barfoot was on top of every transaction during this whole process. It was complicated because we were trying to refinance a house in Utah while buying a home in Virginia. Because of the VA loan process for the home in Virginia, the house in Utah had to be refinanced first which caused a time constraint in order for both houses to close almost simultaneously. To also add to the scenario, this timeframe was one of the hottest in the real estate market because of the lowest mortgage rates in recent history which caused a multitude of mortgages being processed at the same time ours were going through the system. Mr. Barfoot and his team were professional and knowledgeable as we communicated almost continuously. His knowledge of contracts as well as mortgages and refinancing allowed us to quickly react to a lien we had no knowledge of on the Utah refi, pay that off, and still meet the deadlines necessary to close without a penalty. Thank you for a job well done. I hope that I get a chance to meet you and your wife once we are settled in Williamsburg. I will let you know when we are both living there, which should be around the end of October for Mike. Take care.

Roseanne M.

April 2021

Customer Reviews

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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