Joey Gramenzi
Mortgage Banker
NMLS#2760609
Joey Gramenzi earned his Bachelor of Science in Biology from Florida International University, along with a minor in Chemistry. His background in science taught him the value of curiosity, problem-solving, and attention to detail. Joey thrives on finding solutions, thinking strategically, and helping people achieve their goals. After graduating, Joey dove into the world of real estate and vehicle rentals, where he spent the past five years building two successful businesses. Running these businesses has been one of the most rewarding experiences of his life, allowing him to work with a wide variety of clients, guide them through major decisions, and create smooth, successful transactions that leave a lasting impact.Â
With over 5 years of experience in the industry and over a decade of monitoring financial markets, Joey has developed a deep understanding of market trends and client needs. Known for being knowledgeable, diligent, and future-focused, he is committed to delivering exceptional results. His goal with every client is simple: to provide a seamless, stress-free, and memorable experience that has the power to change their life for the better.Â
Joey currently lives in Southern Miami, Florida, where he enjoys a fulfilling personal life. He is a proud cat dad to a tortoise cat named Sushi and shares his life with his longtime girlfriend, Massiel. Outside of work, Joey can often be found playing basketball, fishing, or working on cars. His passion for both life and business drives him to keep growing, learning, and helping others along the way.Â
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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