Joel Shuflin grew up in the middle of midwestern corn and soybeans, graduated with only 125 classmates in his small high school, and then moved to the Chicago area. There he graduated university with a master’s degree in communication, started a family and raised four outstanding children who now live and work on three different continents around the globe.
Beside the opportunity to make new friends, Joel’s favorite part of this industry is the opportunity to educate families about their best options to create their desired lifestyle. As an educator and coach, Joel has worked with individuals and business owners for decades – helping them define and move toward their ideal lifestyles. Now, Joel is applying that passion to helping senior families (55+) achieving the lifestyle they’ve worked hard for their entire lives.
But Joel doesn’t know everything about every solution available, so he’s worked hard to build a network of experts, mentors, and business partners to whom he can get quick, reliable answers when he needs them. Anyone who works with Joel is in the hands of a knowledgeable and caring professional.
When looking into a reverse mortgage it’s important that you have someone who will listen carefully to your needs and understand your goals, and who can assist you in your decision about whether a reverse mortgage is right for you. A Certified Reverse Mortgage Professional (CRMP) has the experience and knowledge that you deserve as you consider a reverse mortgage. CRMPs agree to follow ethical standards to ensure that their reverse mortgage advice and program options meet your goals. While any properly licensed or registered mortgage originator can legally originate a reverse mortgage, a CRMP must have three years of experience working with reverse mortgages and must pass a comprehensive CRMP certification exam before they can call themselves a CRMP. A CRMP is committed to • Experience • Education • Integrity • Ethics • Quality • Customer service
When he’s not working on solutions for his customers, Joel spends his time speaking at civic and professional groups about the importance of relationships, teamwork, and customer service. He’s a voracious researcher/reader and enjoys relaxing in Pilates and cycling. At sunrise, you may also find him training or hiking with his dog, Kenzie – whom he describes as a highly-distractable Lab/Shepherd mix.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.