Joe Freismuth
Senior Vice President & LPO Manager
NMLS#195056
Joseph Freismuth is the Senior Vice President of Manufactured & Modular Lending at The Federal Savings Bank, bringing more than 25 years of experience in mortgage banking and residential lending. Throughout his career, Joseph has built a reputation as a trusted leader in manufactured housing finance, working closely with retailers, builders, community owners, loan originators, and homebuyers to create financing solutions that make homeownership more accessible. He is committed to providing clear communication, honest guidance, and personalized service while helping clients achieve their long-term financial goals.
Joseph’s extensive industry experience spans sales leadership, business development, operations, and strategic growth, giving him a comprehensive understanding of today’s mortgage landscape. He specializes in Conventional, FHA, VA, USDA, Construction, Land-Home, Chattel, Manufactured Housing, and Modular Home financing. Known for building high-performing teams and cultivating long-term industry relationships, Joseph is dedicated to delivering exceptional customer experiences while helping borrowers, retailers, and business partners confidently navigate even the most complex financing scenarios.
Outside of the office, Joseph enjoys spending time with his family, following college football, and staying active in his community. A passionate Michigan Wolverines fan, he values teamwork, preparation, and leadership both on and off the field. Whether working with first-time homebuyers or long-standing industry partners, Joseph is committed to building lasting relationships founded on trust, integrity, and exceptional service.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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