James R. Langston brings more than a decade of experience at The Federal Savings Bank to his role as a Mortgage Banker. Previously serving as Vice President of Loan Servicing Operations, James established the bank’s loan servicing division from the ground up, developing its operational infrastructure with a focus on client service, regulatory compliance, and risk management. His leadership experience and cross-departmental collaboration have given him a comprehensive understanding of the mortgage lending process. James graduated magna cum laude from DePaul University with dual Bachelor of Arts degrees in History of Art and Architecture and Ancient History.
Drawing on his extensive operational background, James takes a thoughtful, client-focused approach to mortgage lending. He understands that financing a home can feel complex and overwhelming, and he is committed to helping borrowers navigate each stage with clarity and confidence. By listening carefully, explaining available options, and maintaining open and honest communication, James strives to ensure clients feel informed and supported throughout the process. His goal is to build lasting relationships while helping individuals and families make confident financial decisions from application through closing.
Born in South Texas and raised between Texas and Mexico, James developed a strong appreciation for hard work, family, and community. He has proudly called Chicago home for the past 30 years, embracing the city’s culture, history, and traditions. Outside of banking, James has served on multiple Community Engagement Councils for the City of Chicago, supporting local families and children while helping preserve the character and heritage of Chicago’s neighborhoods. He values giving back to the community and building meaningful connections with the people around him.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



