Frank Giovinazzo

Frank Giovinazzo is a Junior Mortgage Banker at The Federal Savings Bank with more than six years of mortgage lending experience and a diverse background in retail banking, mortgage origination, and client relationship management. Originally from the suburbs of Philadelphia, Frank has also spent significant time living in Orlando, Florida, and Houston, Texas, before making Tampa his home. He earned an Associate’s Degree in Hospitality Management from Virginia College, where he developed a service-first mindset that continues to shape the way he works with clients today. Prior to entering the mortgage industry, Frank also spent a decade in professional golf instruction, club membership sales, and client engagement, building strong communication skills and a passion for helping others achieve their goals.

Frank believes every borrower deserves personalized guidance, honest communication, and a trusted advisor throughout the home financing process. He takes the time to understand each client’s unique financial goals and the motivation behind them, allowing him to recommend mortgage solutions tailored to their individual needs. Guided by the values of trust, integrity, empathy, and transparency, Frank is committed to making the mortgage process as straightforward and stress-free as possible. Whether assisting first-time homebuyers, homeowners looking to refinance, or experienced borrowers, he focuses on educating clients, developing a clear plan, and providing exceptional service from application through closing.

Outside of the office, Frank enjoys living in sunny Tampa, Florida, with his girlfriend, Jamie, and their rescue kitten, Chainsaw. An avid golfer, he continues to compete while maintaining a lifelong passion for the game. He also enjoys spending time at the beach, hiking, attending concerts, and relaxing with a good television series. Whether in his personal life or professional career, Frank values building meaningful relationships and creating positive experiences that leave a lasting impression.