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About

Duane Alford received his AA degree from the local Community College. He then went on to receive his Bachelor of Science in Management, where he focused on Organizational Leadership. He has spent more the last 20 years helping borrowers and clients alike feel informed, confident, and supported throughout the mortgage process. His background includes extensive experience in sales, customer service, and consumer‑direct lending, where he developed a reputation for clear communication, steady guidance, and a people‑first approach. Having worked in several fast‑paced environments that require strong listening skills and consistent follow‑through, he brings that same calm, consistent,  conversational style to his role at The Federal Savings Bank.

Over the years, Duane has helped clients navigate a wide range of mortgage needs. He has guided borrowers through straightforward rate‑and‑term refinances designed to lower monthly payments, as well as more complex cash‑out strategies that help families access the equity they’ve built. He also has significant experience assisting Veterans as they explore and use their VA home loan benefits — work he considers both meaningful and deeply rewarding. These experiences allow him to simplify the process, explain options clearly, and ensure every borrower feels supported from the first conversation to the final step.

Outside of work, Duane enjoys spending time with his wife and kids at the beach, playing with the family dog, and getting out on the road for long rides on his three‑wheeled motorcycle. He values connection, family, and authenticity — qualities he brings into every interaction with the clients he serves.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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