Derrick Pratt
Mortgage Banker
NMLS#2833267
Derrick is a Mortgage Banker with The Federal Savings Bank who brings a diverse professional background shaped by successful careers in the insurance and medical device industries. A graduate of Marshall University, Derrick was born in Huntington, West Virginia, and now resides in Miami, Florida. His previous experience helped him develop strong skills in client service, relationship-building, adaptability, and strategic thinking, which continue to guide his professional approach today.
As he begins his career in the mortgage industry, Derrick is committed to helping clients navigate the home financing process with clarity and confidence. He takes a client-focused approach, working to understand each borrower’s unique financial goals while providing personalized guidance and responsive service throughout the lending process. His dedication to communication, transparency, and continuous learning allows him to create a smooth and approachable experience for every client.
Outside of work, Derrick values family, fitness, and maintaining an active lifestyle. He enjoys traveling with family, spending quality time with loved ones, and participating in outdoor activities and fitness routines that support both personal well-being and balance.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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