Deborah Herdman

Deborah Herdman brings more than 30 years of mortgage banking experience to The Federal Savings Bank. Having spent most of her life in the Metro Detroit area before relocating to Southwest Florida, Deborah began her mortgage career in 1992 and developed extensive industry knowledge through roles in operations, underwriting, construction administration, and training. She later transitioned into mortgage origination before moving into sales leadership, where she managed territories across multiple states and helped develop mortgage professionals. After relocating to Florida, Deborah returned to loan origination and her passion for working directly with homebuyers.

With experience spanning nearly every aspect of the mortgage process, Deborah is well equipped to guide borrowers through a variety of financing scenarios. She specializes in conventional, FHA, second home, and investment property financing and takes the time to understand each client’s individual circumstances and goals. Her background in operations, underwriting, production, and leadership provides her with a comprehensive perspective on the lending process from application through closing. Deborah also continues to coach and mentor loan officers and sales professionals and has been invited to speak at industry events and participate in mortgage and sales-related podcasts. Her goal is to provide clear guidance, dependable service, and a positive experience throughout each client’s home financing journey.

Outside of work, Deborah enjoys spending time with her husband and their two grown children. She embraces the Southwest Florida lifestyle and enjoys being outdoors, spending time by the water, exploring nature, and taking advantage of the area’s coastal surroundings. An avid reader and lifelong learner, Deborah values personal growth and meaningful relationships and brings those same values to the clients and professionals she works with.