Darcie Keith is a Mortgage Banker with The Federal Savings Bank who is passionate about helping individuals and families achieve homeownership and build long-term financial security. Raised in Auglaize County, Ohio, Darcie understands the importance of hard work, community, and creating opportunities that can positively impact future generations. She is committed to providing personalized guidance and helping clients make informed decisions throughout every stage of the home financing process.
Darcie brings nearly a decade of real estate experience to her role, along with a unique perspective gained from her background as a Realtor, real estate investor, and property manager. She earned an Associate Degree in Paralegal Studies and graduated Cum Laude from Ohio University with a Bachelor’s Degree in Criminal Justice. Although she was accepted to law school and initially planned to pursue a legal career, Darcie discovered that real estate offered another meaningful way to advocate for others by helping them build wealth through homeownership and investment opportunities. Her dedication to excellence has earned her industry recognition, including a Production Award from her brokerage and designation as a Sales Leader by the Dayton Area Board of Realtors.
Whether working with first-time homebuyers, seasoned homeowners, or real estate investors, Darcie is known for her problem-solving abilities, attention to detail, and commitment to exceptional customer service. Outside of work, she enjoys gardening, cooking, reading, decorating her home, and caring for her collection of houseplants. She is also passionate about real estate investing and educating others on strategies for achieving financial freedom through real estate. Darcie takes pride in making the lending process clear, seamless, and tailored to each client’s unique financial goals.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



