Chris Malizzio Photo

Chris Malizzio

Senior Vice President


  • Veteran Lending Specialist
Chris is a Senior Vice President in our Naperville, IL branch. He has 15 years of service dedicated to helping clients meet their financial goals. During that time he has been an Underwriter, an Operations manager, and for the last 9 years a Mortgage Banker. His diverse experience in all aspects of real estate lending and excellent communication skills help facilitate a smooth closing process and build a long-term relationship with his partners and clients.

The Federal Savings Bank is one of the largest privately held mortgage banks in the country. As a veteran owned and operated, FDIC insured bank, the entire lending process is completed in-house. We originate, process, underwrite, and fund loans with our own reserves. This allows our originators the ability to offer their clients a wide array of home financing options while maintaining that local banking feel. Our goal is to provide 100% client satisfaction and to be your mortgage banker for life.

Chris was born and raised in the western suburbs of Chicago were he currently resides with his wife Kate and their daughter Isabella. When Chris isn’t working, he’s following his favorite sports teams and spending time at his family lake house in Wisconsin out on the water.


My contact Chris Malizzio did an excellent job in spite of the limitations he had to deal with.

- Arthur H
As a retired Colonel in the United States Army and later a Senior Vice President of Union Bank and Trust Company, Oklahoma City, Oklahoma, I want to express how well Mr. Chris Malizzio handled our application and completion of a VA Home Mortgage.

Over a few months we were able to complete the application and finalization of our VA loan. Mr. Malizzio explained every detail of the home loan. His calm and detail approach to all segments of the loan was very appreciated. We would recommend Mr. Malizzio and Federal Savings Bank with no hesitation.

- Arthur N
It was quick and easy.

- Carlos A
Fantastic experience! Two previous attempts by other mortgage brokers fell short with regards to poor communication or the inability to meet our needs. Chris M. at The Federal Savings Bank matched us to a great product and was able to use conveniences such as electronic documentation and signing to make the whole process go very smooth. Answered all our questions promptly and expertly. Look forward to working with him again in the future.

- Darvin J
Chris was very cordial at all times and helped easy discomfort of not having a face to face transaction.

- David M
Not only is Christopher knowledgeable but he's personable as well. He gave us some welcome do's and dont's. This young man is an asset to your bank. He knows how to seal the deal without being pushy or staid. Thank you for allowing Christopher to work with us time and time again. Please extend our thanks and best wishes to him. You've got a good one there!

- Eugene B
Chris Malizzio is a definite asset for your bank. He is knowledgeable, great with keeping us informed - all the while being professional and exhibiting personality! He is a 'keeper'! Please thank him for us!

- Eugene B
My communications with Chris Malizzio was awesome and very professional.

- Gary B.
Chris was always available to answer my questions or just let me know what was going on. We were very pleased with our experience.

- Greg H
I have worked with Chris several times now and he makes the process so easy for me and my wife, Molly to complete this paperwork and leverage the various benefits of a VA Loan that has saved us several thousand dollars over the years we have been working with him. I will continue to look forward to working with Chris in the future. I appreciate that Chris periodically checks in with us and is always looking for ways help us maximize our financial options for the long term.

- Gregory F
Chris is fantastic to work with, he makes the process very easy and straight forward without a lot of unnecessary complexity. His timely communications and organization is very appreciated and effective. If I ever have questions on options and how to leverage my homes value, I call Chris and he is always there to help guide me. I consider him one of my trusted advisors for my financial health and well being.

- Gregory F
Chris and his team did a great job; they were on top of everything! He kept us informed on everything that was happening and helped us when we needed it. Sincerely, Mrs & Mr A

- Hiram A
We have financed and/or refinanced mortgage loans four or five times in our 36 years of marriage. This was the smoothest ever. The two we did previously under the current "Dodd-Frank" misery were such nightmares that we were really hesitant to try again. So, we were especially pleased with the way this went.

- Jay M.
Chris is like a trusted friend. I'm confident in his honesty and believe he looks out for me in every process. I like the emails that lets me know where my paperwork is in the approval process. Thanks Chris!

- Jeanette R.
I couldn't ask for a better experience. Always a step ahead of everything so there was never any surprises or last minute scrambling. I will continue to count on you for future banking needs!

- Judson A
Chris was excellent. He kept things moving and did his best to make the process easy for me. It was truly a pleasure to work with him. He is going to go a long way.

- Kevin J
Enjoyed working with the staff. They keep me up to date the entire way through the process. They're a very professional group!

- MacArthur D
Chris Malizzio was the best person we have ever had bar none! He worked so hard to get us the lowest rate possible and was continuously in tough with us by email or phone. Every company should have an employee like Chris but I am guessing he is what makes you so special.

- Michael M.
Prompt and caring staff! Enjoyed process and addressed our needs and concerns during closing process!

- Michael N
Chris was very professional, while taking the time to get to know us personally as well. (over the phone no less) We appreciate his willingness to answer the many questions we had with regard to: "feeling safe about the loan, no hidden fees, etc" Thank you!

- Nick R
Chris Malizzio was fantastic as a lender. He was very professional and communicated with me promptly and effectively throughout the entire loan process. I will be reaching out to him going forward on other real estate transactions. Nice work,’s been a pleasure doing business with you!

- Richard F
Chris and his team was outstanding and completely professional. Questions were always answered within a timely manner and always with courtesy and patience. The last place I did business with were slow in getting back to me. Chris and his group of people were like a breath of fresh air! I would highly recommend Chris to anyone that needed assistance in this area of finance.

- Robert S.
Chris Malizzio was by far the best Loan Officer we've dealt with thus far. I appreciated the constant communication, his efforts to close in a timely manner and his attention to our needs and wants. I appreciated the fact that The Federal Savings Bank used an online system for submitting and signing. It made the process hassle free. Overall, I would highly recommend using The Federal Savings Bank on all future transactions.

- Ross M
Chris is no nonsense, gets things done and doesn't waste my time. Very professional and easy to work with.

- Stanley G
Goooood Morning Chris! This is just to let you know I received the refund check via UPS a few minutes ago! Thank you sooooo much for making this refi process as stress free as possible. I wish I could have met you to give you a huge hug. It's still not out of the realm of possibility. We have family we come to visit on occasion....perhaps we can meet you for lunch! How 'bout that? Anyway, just wanted you to know how much we appreciate you!

- Warren and Jeanette R