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About

Chris Caponera was born and raised in New York and graduated from Coastal Carolina University. With nearly six years of experience in credit and lending-related roles, Chris has developed a strong foundation in financial services, customer relations, and client communication. Throughout his career, he has focused on helping individuals navigate important financial decisions with confidence, providing guidance and support tailored to their unique circumstances.

Chris is committed to making the mortgage process as simple, transparent, and client-friendly as possible. Known for his clear communication and dependable service, he works closely with borrowers to understand their financial needs and identify mortgage solutions that align with their homeownership goals. He takes pride in educating clients about their options and ensuring they have the information and guidance needed to make confident, well-informed decisions throughout the lending process.

Outside of work, Chris enjoys spending time outdoors, staying active, and traveling. Having spent much of the past decade traveling extensively throughout the country, he has developed an appreciation for different communities and experiences. An avid sports fan, Chris enjoys cheering on the New York Knicks, Washington Commanders, and Boston Red Sox.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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