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About

With over eight years of experience in the real estate industry, Chantal Young is more than a Mortgage Loan Officer — she’s a guide, educator, and advocate for her clients’ financial success. A proud graduate of Norfolk State University, where she earned her Bachelor of Science in Business Marketing, Chantal has always been passionate about helping people build brighter futures through smart, informed decisions. Her diverse professional background includes serving as an Appraiser for her hometown’s Assessor’s Office, a Land Acquisitions Analyst, and a Permit Technician for a custom home builder in Suffolk, Virginia. This unique experience gives her clients the advantage of working with someone who understands real estate from every angle — tax assessments, land development, and financing — ensuring that no detail is overlooked in the lending process.

In 2024, Chantal expanded her expertise into mortgage lending after recognizing how many buyers with less-than-perfect credit were being dismissed or discouraged. Determined to change that, she built her lending philosophy around education, empathy, and empowerment. Her goal is simple: to make every client feel seen, supported, and equipped to take confident steps toward homeownership and generational wealth. Anyone who has the opportunity to work with Chantal will quickly realize how caring and dedicated of a mortgage professional she is.

Based in Hampton Roads, Virginia, Chantal is a fiancée, daughter of a breast cancer survivor, and proud homeowner of more than 17 years. She’s deeply involved in her church community, which serves the Hampton Roads and Elizabeth City, NC areas, and she brings that same spirit of care, service, and gratitude into her professional work. For Chantal, lending isn’t just about numbers — it’s about people, possibilities, and creating real financial freedom for the families she serves.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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