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About

Carlo Riley is a seasoned mortgage professional whose roots in Fairfax, Virginia shaped his commitment to service, community, and excellence. After attending Virginia Commonwealth University, where he studied Business Management, Carlo launched his career in the operations side of lending—processing loans and mastering the technical, regulatory, and customer-facing elements of the mortgage process. His analytical strengths and natural ability to build trust with clients led him to transition into a loan officer role in 2013, setting the stage for more than a decade of success in the industry.

With over 12 years of experience as a loan officer, Carlo has developed deep expertise in home purchases, refinancing, and debt consolidation across both conventional and government loan products. He is known for guiding borrowers through complex financial decisions with clarity, confidence, and transparency, ensuring they feel supported at every stage of the process. Carlo is especially recognized for creating a seamless and positive lending experience, combining product knowledge with a genuine dedication to helping clients improve their financial well-being.

Outside of work, Carlo lives in Northern Virginia with his family and brings the same drive and energy to his personal life that he brings to his professional one. He stays active through tennis, golf, and pickleball, and coaches his children in multiple sports—an experience he considers one of his greatest joys. Carlo takes pride in supporting his wife’s career in healthcare, values time with his family, and remains an enthusiastic fan of the Washington Commanders and other local D.C. teams. His balance of professional expertise, community roots, and personal passion makes him a standout in both his career and his community.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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