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About

Adam Zach is a Mortgage Banker with The Federal Savings Bank, bringing a diverse background in engineering, entrepreneurship, and real estate to his role. Raised in the Midwest, Adam earned both his Bachelor of Science and Master of Science degrees in Civil Engineering from the University of North Dakota. He spent a decade working as a civil engineer and became a licensed Professional Engineer before transitioning into full-time entrepreneurship. Based in Fargo, North Dakota, Adam has founded and operated several real-estate-related businesses, built an investment property portfolio, and gained firsthand experience helping families explore alternative paths to homeownership.

Adam brings a creative, problem-solving approach to mortgage lending and is passionate about helping clients understand the financing options available to them, particularly when the traditional path to homeownership may not be straightforward. His experience as an entrepreneur and real estate investor provides him with practical insight into the needs of clients purchasing primary residences as well as investment properties. Adam takes the time to understand each client’s individual goals and strives to provide clear guidance and personalized solutions throughout the financing process.

Outside of work, Adam enjoys spending time with his wife and three children in Fargo. He is an avid chess player and disc golfer and enjoys connecting with fellow entrepreneurs, exchanging business ideas, and continuing to learn about real estate investing. His curiosity, analytical mindset, and passion for problem-solving influence both his professional approach and his interests outside of work.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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