Ruben Garcia brings 13 years of experience to The Federal Savings Bank. His mission is to provide his clients with exceptional customer service from pre-approval to close. Ruben prides himself on being a partner to his clients throughout the home financing process.
Ruben uses the bank’s extensive loan products to provide his clients with the most up to date market information to ensure that they are getting the best loan program to meet their individual needs. Ruben takes the time to listen to each client to fully understand their needs and goals to ensure he is presenting them with the very best loan option and strategies to meet those goals. He is also committed to keeping his clients informed throughout the loan process, and answers questions, explain options and eliminate hassles and worry along the way. Ruben ensures his client’s transaction is completed in a smooth and professional manner.
Outside of work Ruben enjoys a good fishing day with his son, Ruben Jr, around the Chicago area and suburbs. He also enjoys spending time with his wife and 1-year-old daughter, Maya. Ruben loves playing group sports including pick-up basketball and soccer.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.