Terry Pemberton
Mortgage Banker
NMLS#185396
Terry is an experienced Mortgage Banker who has been working in the mortgage industry since 1989. Over the course of his long career, he has held a variety of positions that have given him a deep understanding of the lending process from start to finish. His decades of experience allow him to guide borrowers with confidence, knowledge, and a steady hand throughout every stage of financing.
A primary focus of Terry’s career has been helping borrowers obtain construction loans to build their dream homes. He understands that construction financing can be complex and works closely with clients to explain their options and tailor solutions to meet their unique needs. His hands-on approach ensures that borrowers feel informed and supported while navigating the construction loan process. Throughout his career, Terry has helped more than 1,000 borrowers successfully obtain a mortgage. He takes pride in building lasting relationships and providing dependable service to every client he works with.
Terry is always happy to help and looks forward to assisting new borrowers in achieving their homeownership goals. Outside of work, Terry enjoys relaxing and spending quality time with family and friends as often as he can.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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