After studying Psychology and Sociology at Salisbury State University, Lance Zanti began his career in the mortgage business in 2001. After spending his first couple of years becoming a seasoned Loan Officer, he joined his family’s mortgage company and quickly became an officer of the company. With the help of other managers and his family, they were able to scale the company to a nationwide mortgage company lending in all but a few states. Â
Lance comes to The Federal Savings Bank with over 20 years’ experience in the mortgage industry in various roles including Loan Officer, Director of Reverse Mortgages, and Finance Manager, just to name a few. He excels in company efficiency and growth, but what he enjoys the most at the end of the day are the happy customers. He believes that finding a loan program that makes life truly better for a borrower is an extremely fulfilling experience. Â
Lance currently resides in Owing Mills, MD, with his wife, two kids, 1 dog, and 1 cat. In his free time, he likes to read, watch movies, and spend time at his local beach town Ocean City, MD. His absolute passion, though, is traveling with his wife and 2 kids whenever they can! Â
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



