With over 25 years of experience in the banking and lending profession, Tara Gallichio has a great understanding of home loans. She has been providing mortgages, big and small, to homeowners nationwide. She is eager to start doing so for her client here at The Federal Savings Bank.
Tara understands that affordability is important, which is why she ensures the products she recommends to her borrowers fit their budget and financial needs. Whether purchasing a new home, buying a vacation property, remodeling to create a dream home, or refinancing, Tara is confident she can find a solution that will work.  She has experience working with VA loans, FHA, USDA, Conforming, Non-Conforming, Renovation, Construction, Second Homes, HELOC’s, HELOAN’s, and more. Whatever the customer is trying to achieve, Tara will do everything she can to help them do so.
In their spare time, Tara and her husband, Pat, enjoy traveling, grandkids, friends and there always seems to be a last-minute dinner party with two to twenty people showing up. But just like with loans, she makes it all work!
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



