Victor Chan
Mortgage Banker
NMLS#2121944
Victor Chan is a Mortgage Banker at The Federal Savings Bank with a diverse background in banking, financial services, business analysis, and mortgage lending. A graduate of the University of North Florida with a Bachelor of Business Administration in Business Management, Victor began his career serving members at a local credit union before expanding his expertise in financial services and technology. His broad professional experience has equipped him with strong analytical, communication, and problem-solving skills that help him deliver exceptional service throughout the mortgage process.
With experience originating mortgages for manufactured and modular homes, Victor has worked closely with borrowers and home dealers from application through closing, building trusted relationships through consistent communication and attention to detail. He is committed to providing a seamless lending experience by educating clients on their financing options and helping them identify mortgage solutions that align with their unique financial goals. Victor believes that transparency, responsiveness, and personalized guidance are the foundation of every successful client relationship.
Victor resides in St. Augustine, Florida, with his wife of six years, their two children, and their dog. Outside of the office, he enjoys spending time with his family, attending church, traveling, and exploring the outdoors. A dedicated Jacksonville Jaguars fan, Victor values teamwork, integrity, and community—qualities that continue to guide both his personal life and professional approach.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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