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About

Stephen brings more than five years of experience in the finance industry to his role at The Federal Savings Bank. A graduate of West Virginia University, he has built his career around helping individuals navigate important financial decisions with confidence, professionalism, and personalized service. Stephen is passionate about building lasting relationships and providing solutions tailored to each client’s unique goals and needs.

Known for his strong work ethic, integrity, and commitment to client service, Stephen takes pride in creating a smooth and supportive experience throughout the home financing process. His background in finance has helped him develop strong communication skills and a client-focused approach centered on trust, transparency, and long-term relationships.

Outside of work, Stephen is a dedicated family man who enjoys spending time with his wife and their three daughters. Family remains at the center of everything he does and has shaped the values of commitment, integrity, and hard work that guide both his personal and professional life. In his free time, he enjoys following West Virginia University sports, staying physically active, and spending time outdoors with his family. Whether attending a big game or enjoying quality family time, Stephen values maintaining a strong balance between career, family, and the activities that make life meaningful.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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