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About

Vanzell Kirk is a Mortgage Banker with The Federal Savings Bank who brings a diverse and disciplined background into the financial services industry. While new to the mortgage space, he enters the role with a strong foundation built through prior business ownership and a technical background in science and firearms technology. His entrepreneurial experience strengthened his problem-solving abilities, accountability, and commitment to client service—skills he now applies to helping borrowers confidently navigate the home financing process.

From 2009 to 2014, Vanzell proudly served in the United States Marine Corps, retiring as a Sergeant after five years of honorable service as a Combat Electrician. Stationed in Okinawa, Japan, he supported mission-critical power, technology, and communications systems while also mentoring junior Marines and participating in joint training efforts with allied foreign military forces. These experiences helped shape his leadership abilities, discipline, and global perspective. He is especially passionate about supporting veterans and military families as they pursue homeownership.

Outside of work, Vanzell is a devoted husband and family-oriented individual who values discipline, growth, and lifelong learning. He is a committed fitness enthusiast and enjoys staying active both mentally and physically. Vanzell also has a strong interest in the vintage and modern trading card market, where he collects, researches, and sells cards—an interest that reflects his attention to detail, market awareness, and appreciation for long-term value.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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