Troy Costa
Outside Mortgage Banker
NMLS#1030875
With over 20 years of experience in mortgage lending and financial services, Troy Costa has developed a well-rounded background across consumer lending, wholesale lending, construction financing, and mortgage brokering. Raised just outside of Providence, Rhode Island, Troy began his professional journey serving in the U.S. Army Corps of Engineers before continuing his education at the University of Rhode Island. His early career and relocation to the Pacific Northwest helped him build strong communication skills, in-depth income analysis expertise, and a solution-oriented approach that he now brings to his role at The Federal Savings Bank.
Troy’s diverse experience allows him to guide clients through a wide range of lending scenarios with confidence and clarity. He is known for his accessibility, direct communication style, and commitment to ensuring borrowers feel informed throughout the entire process. Troy has expertise working with high-net-worth clients and relocating servicemembers, helping them navigate complex financial situations with efficiency and care. His extensive industry knowledge and problem-solving abilities enable him to deliver tailored mortgage solutions that align with each client’s unique financial goals.
Outside of work, Troy enjoys spending time with his family, including hunting, fishing, and skeet shooting with his children across Washington’s outdoors. He also enjoys competing in tournament poker. His military background instilled a strong sense of discipline and resilience, which continues to influence his approach to both his professional work and client relationships.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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