Torrance Mak
Mortgage Banker
NMLS#699993
Torrance Mak began his career in mortgage banking in 2004, quickly recognizing the profound impact homeownership has on American families. Over the past 22 years, he has witnessed the market evolve and understands the growing importance of helping clients bridge the gap to homeownership in an increasingly competitive environment. His experience and long-standing commitment to the industry have positioned him as a knowledgeable and trusted resource for borrowers seeking to build long-term financial stability.
Having financed thousands of homes throughout his career, he finds the greatest satisfaction in empowering borrowers to strengthen their financial foundation. He believes no loan is too small and no borrower is too difficult, approaching each scenario with patience, strategy, and determination. He is especially passionate about guiding first-time buyers toward achieving their dream of homeownership and helping investors strategically grow their real estate portfolios.
Committed to education, accessibility, and personalized service, he works closely with clients to ensure they feel informed and confident throughout the mortgage process. By combining experience with genuine dedication to client success, he strives to create meaningful, lasting relationships built on trust and results.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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