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Home Begins Here.

Home Begins Here.

Focused on Mortgages. Dedicated To Your Dreams

Buy a Home REFINANCE YOUR HOME

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The Answer is Yes

Yes to competitive rates that make home possible.

Yes to using your home equity to build stability or reach new goals.

Yes to a lender who listens, cares, and knows how to help. At The Federal Savings Bank, mortgage is our focus, and your future is our priority. Whether you’re buying, building, or refinancing, we can provide personalized financing solutions for your unique goals.

The road to home is paved with big questions. You’re bound to have a few.

When you’re ready to ask, we’re ready to help.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Nationwide Solutions with a Community Focus

We’re a national company supporting borrowers in all 50 states. We know the laws, the regulations, the rules, and how to find the best solution for our borrowers.

Owning your home is one of the biggest factors of building communities. Whether you are moving into an existing house or building the home of your dreams, we are with you every step of the way.

Find a mortgage banker close to you

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More Loans

Find the right loan for today’s needs and tomorrow’s possibilities

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More Types of Homes

First home, new home, vacation home, dream home — we finance them all

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More Possibilities

Find your home. Finance your dreams. Build your future. We’re on your side

Vet-Owned. Serving Every Community

When you’re making a big financial decision, you want someone who takes your life seriously. As a veteran- owned mortgage lender, the spirit of dedicated service is in everything we do.

You deserve someone who is knowledgeable, friendly, and service-driven. You need someone more concerned about getting you what you deserve than being flashy.

Explore VA Purchase Options

Veterans have more options to buy or refinance their home. Whether you are serving or have been out for decades, we’ll get you the home ownership dreams you’ve earned.

Our mission is to honor your service.

Learn more about our VA Home Loans

Getting a Mortgage Is a Big Deal – We’re here to help

You’re making a big decision. You probably have a lot of questions. At The Federal Savings Bank, we’re on your side.

Learning Center

Check out our Learning Center for videos, for up-to-date advice about the market, finances, and the best way to get the most out of your money.

Calculate Before You Buy

How much mortgage can you afford? Is it the right time to refinance? You don’t need to be an expert to answer these questions — you just need to use our calculator tools. It’s how you figure out your future.

 

See How Much You Can Afford

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What customers say about us

Carolyn Brown was amazing!!! She was very informative and was there every step of the way. She was also in constant contact with us on the status of our loan. My wife & I will most definitely recommend anyone use The Federal Savings Bank for their home loans. Thank you again Carolyn!!!

Travis H.
July 2022

If you want to avoid the typical hassles of refinance, look no further than Ray Wolff. He has guided me through several refinances and made sure everything went smoothly. Best of all, he was always available, patient with my endless questions and saved me a bundle of money! I recommend him without reservation.

Derick D.
November 2021

I first reached out to Pam when my husband and I were considering our first home purchase. She called me back the same day and held my hand through the whole home buying process: switching our loan type, navigating high interest rates, and helping us negotiate the offer and a seller concession (which saved us a lot of money!). Pam replies in minutes — not hours or days. We recently refinanced that same mortgage with Pam and secured a considerably lower rate along with money out to renovate our kitchen. Pam is a partner and trusted advisor and I would recommend her to anyone looking to buy a home or refinance a mortgage!

Kate M.
August 2025

Tom Breathitt was exceptional. He was outstanding from beginning to end, even communicating during a well deserved vacation. I will highly recommend him to others. His knowledge of the loan process and communication skills were truly exemplary. Everyone should strive for his level of professionalism.

Timothy M.
May 2025

This information is intended for educational purposes only. Products and interest rates subject to change without notice. Loan products are subject to credit approval and include terms and conditions, fees and other costs. Terms and conditions may apply. Property insurance is required on all loans secured by property. VA loan products are subject to VA eligibility requirements. Adjustable Rate Mortgage (ARM) interest rates and monthly payment are subject to adjustment. Upon submission of a full application, a mortgage banker will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to you individual situation.

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Buying, building, or refinancing begins with a click of a button. Our experts are here to get you what you deserve.

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