Our Smart Funds Program seeks to support Veterans by unlocking the equity in their homes and turning it into a powerful financial tool.
Smart Funds helps eligible Veterans refinance their mortgage into a new loan. Whether you’re looking to eliminate high-interest debt, fund home improvements, switch to fixed-rate mortgage, or remove private mortgage insurance (PMI), Smart Funds puts you in control.
You’ve earned this opportunity through your service. Now let your home work for you
Turn your home equity into opportunity and use your cash to:
As a veteran-owned and operated bank, we’re proud to offer a financing solution that works for you and your unique needs.
Here’s what you can expect from The Smart Funds Program:
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Eligibility is generally based on service history. You must also meet credit, income and equity requirements set by us. Even if you currently have a conventional or FHA loan, you may qualify to switch to The Smart Funds Program and access your equity.
Yes, a full appraisal is required to determine your home’s current value.
Closing costs vary between borrowers. Speak to one of our bankers to find out your specific numbers.
Products and interest rates subject to change without notice. Loan products are subject to credit approval and include terms and conditions, fees and other costs. Terms and conditions may apply. Property insurance is required on all loans secured by property. VA loan products are subject to VA eligibility requirements. Adjustable Rate Mortgage (ARM) interest rates and monthly payment are subject to adjustment. Upon submission of a full application, a mortgage banker will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.
Newsletter Signup
Let’s stay in touch! Sign up for our newsletter.
