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Zach Lutner earned his Bachelor’s Degree in Economics from Villanova University. During his time at Villanova Zach dedicated four years to the varsity baseball team, eventually becoming the team captain and serving as a representative on the Student-Athlete Advisory Committee. He joined the team of mortgage bankers at The Federal Savings Bank in 2024.

Since joining TFSB, Zach has consistently focused on delivering an exceptional experience for both clients and referral partners. Proficient in Non-Qualified Mortgage (Non-QM) lending, he has a deep understanding of the intricate program guidelines and compliance requirements, enabling him to easily spot risk assessment and ensure an effective underwriting process for each loan. “My goal is to understand your objectives and priorities, allowing me to tailor financial solutions that fit your agenda and maximize your investment returns.”

When Zach is not busy working with clients, he enjoys spending his personal time with friends and family.