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With over 20 years of experience helping clients become homeowners, Richard Ma is the mortgage advisor you want by your side when you’re choosing a home loan. His attention to detail, excellent communication skills and extensive knowledge of Conventional, FHA, VA and Jumbo products uniquely qualify him to help you achieve your financing goals.

Whether you’re a first-time home buyer or an experienced real estate investor, Richard will always take the time to listen to your mortgage needs. He will also educate you about your options and help you choose from the vast number of options that The Federal Savings Bank offers. From the moment you’ve made an informed choice until the loan closes, Richard will be available to answer your questions and ensure that all parties are kept up to date on the status of the transaction.

A perennial top producer, Richard studied biochemistry at UC Davis. Outside the office, he enjoys playing tennis and cooking with his wife and two children.