Irwin Recio Photo

Irwin Recio

Vice President


  • Veteran Lending Specialist
Irwin grew up in the South side of Chicago and majored in Mechanical Engineering at The University of Illinois at Chicago. He entered the mortgage industry, and quickly became accustomed to tailoring different types of loan programs for his past, current and future clients. Irwin is goal-oriented, industrious, self-motivated and highly passionate about his career. Irwin is geared towards results and is highly experienced in the role of processing, closing and funding loans to ensure his clients are updated on their loan process at all times. After excelling in monthly volume production with a former mortgage company, he decided to continue his career to The Federal Savings Bank to expand his mortgage experience and offer clients the best product and rates in today's competitive market.

Whether it's for a purchase or refinance, Irwin is always up to date with product and industry guidelines with VA, FHA, Conventional and Jumbo Loans. His expertise allows him to provide his clients with not only a personalized loan program without sacrificing competitive rates and costs. Irwin’s experience at an upscale health club in the River North area of Chicago has allowed him to refine his problem solving and customer service practices to achieve satisfied clients with every transaction at The Federal Savings Bank.

During his spare time, Irwin likes to stay active by going to the gym and participating in charity running events. He also dines at various restaurants and is an avid traveler.


Irwin made our dream of becoming homeowners a reality. From start to finish, he provided excellent service, transparency, and most importantly communication. He made himself available 24/7 to answer questions and made the entire process seamless. Thank you Irwin for making our dream of homeownership come true!

- Alfredo V
I had a great mortgage experience with Irwin Recio at The Federal Savings Bank when refinancing my investment property. He is always responsive and proactive with any questions I had throughout the process. I am definitely recommending Irwin Recio and The Federal Savings Bank to anyone looking to refinance or purchase a new home.

- Carlito R
Irwin and The Federal Savings Bank are easily detailed when it comes to on-line procedures, uploading documents, utilizing electronic signing and most of all the convenience of doing everything and closing of my loan at my residence.

- Charalette M
I was very please with the fast service. Everyone involved were so very friendly and helpful. Answered all of my questions quickly. I really appreciated the service that they all provided.

- Debbie P
I am writing to thank you for making my refinance a completely painless process. I have refinanced in the past and the process was extremely arduous. Thanks to your expertise the experience was the best I have had and I will be sure to recommend you to my friends and associates.

- Deborah D
Irwin is a professional, polite and cordial banker! I will definitely recommend to my friends and colleague.

- Ernest S
Mr. Irwin Recio, a great person to work with Hats goes off to him and his Team. The communication was awesome Mr. Irwin kept us informed on everything the paperwork, documents, and the closing. We have never work with someone who's so kind, very professional and caring. Again, thank you Mr. Irwin you're the BEST!

- Gregory B
Thank you very much for the assistance and guidance. You and your team made this a virtually painless experience.

- James O
Thank you for making the whole process smooth and painless. You kept me in the loop weekly and made sure everything went well. I really appreciated your professionalism.

- Jhy-Lurn C
Irwin is an outstanding loan officer who provided me great customer service on my first refinance...which is why I went back to him for my second refinance!

- Keoki L
Irwin was a professional, courteous and caring young man. He is a true asset to your company.

- Patrick L
The overall experience was great, but a little different doing business via phone/email. There were a few last minute details we had to go through while working on my loan but nothing Irwin couldn’t handle. I would definitely recommend him to a friend or relative.

Thank you,

- Raymond T
Irwin has been a major help with our mortgage refinance. Having little knowledge of the HARP program, Irwin clearly explained the entire process and we were very impressed how well the transaction was completed in less than a month. We recommend Irwin to anyone seeking to improve their mortgage situation in a professional and timely matter; A true 5 Star mortgage experience.

- Remerlita and Bernard E
Irwin was extremely helpful and very quick with my loan. He was available any time to answer any of my questions and was patient with me all the way! I will definitely refer Irwin to my family and friends.

- Ricardo C
Our banker did an amazing job throughout the whole process. We are very happy to have worked with him.

- Shannon Heelan
If you are looking for Mortgage Banker, look no further! Irwin Recio guided us through the home buying process and we could not be any more fortunate and grateful that he lead the way. As first time home buyers we had several questions, and Irwin made this a very easy process. Him and his team kept us informed of the status of our application from initiation to completion. He also made himself available 24/7, answering all our questions and concerns in a very timely manner. He even accompanied us on our closing, and made sure everything went as smooth as possible.We definitely recommend Irwin Recio and his team for all your mortgage needs.

- Thania S