Application Checklist

Conventional Purchase

Required Documents

• Last 2 years W2s and 1040s including all schedules
• If self-employed, last two years’ corporate tax returns and year-to-date profit & loss statement
• Past 30 days computerized pay stubs, to include year-to-date earnings
• 2 months current bank and asset account statements including all pages (no screen prints)
• Drivers License or State ID Card
• Purchase Agreement if applicable
• Copy of Cancelled Earnest Money Check
• Listing Agent Name and Phone Number
• Selling Agent Name and Phone Number
• Sellers Attorney Name and Phone Number
• Buyers Attorney Name and Phone Number

If Applicable

• Condominium Declarations Bylaws and Budgets
• Copy of Gift Check and Signed Gift Letter

If you own additional real estate, please provide the following documentation for each property

Conventional Refinance

Required Documents

• Last 2 years W2s and 1040s including all schedules
• If self-employed, last two years’ corporate tax returns and year-to-date profit & loss statement
• Past 30 days computerized pay stubs, to include year-to-date earnings
• 2 months current bank and asset account statements including all pages (no screen prints)
• Drivers License or State ID Card
• Copy of Current Mortgage Statement
• Copy of Current Tax Bill
• Copy of Homeowners Insurance Bill or Agent Contact Information
• Copy of HUD1 Settlement Statement for 1st 2nd Mortgages

If Applicable

• Condominium Declarations Bylaws and Budgets
• Copy of Gift Check and Signed Gift Letter

If you own additional real estate, please provide the following documentation for each property

• Copy of Current Mortgage Statements
• Copy of Tax Bills
• Copy of Leases
• Copy of Homeowners Insurance Bills or Agent Contact Information

FHA Purchase

Required Documents

• Last 2 years W2s and 1040s including all schedules
• If self-employed, last two years’ corporate tax returns and year-to-date profit & loss statement
• Past 30 days computerized pay stubs, to include year-to-date earnings
• 2 months current bank and asset account statements including all pages (no screen prints)
• Drivers License or State ID Card
• Purchase Agreement if applicable
• Copy of Cancelled Earnest Money Check
• Listing Agent Name and Phone Number
• Selling Agent Name and Phone Number
• Sellers Attorney Name and Phone Number
• Buyers Attorney Name and Phone Number

If Applicable

• Condominium Declarations Bylaws and Budgets
• Copy of Gift Check and Signed Gift Letter

If you own additional real estate, please provide the following documentation for each property

• Copy of Current Mortgage Statements
• Copy of Tax Bills
• Copy of Leases
• Copy of Homeowners Insurance Bills or Agent Contact Information

FHA Refinance

Required Documents

• Last 2 years W2s and 1040s including all schedules
• If self-employed, last two years’ corporate tax returns and year-to-date profit & loss statement
• Past 30 days computerized pay stubs, to include year-to-date earnings
• 2 months current bank and asset account statements including all pages (no screen prints)
• Drivers License or State ID Card
• Copy of Current Mortgage Statement
• Copy of Current Tax Bill
• Copy of Homeowners Insurance Bill or Agent Contact Information
• Copy of HUD1 Settlement Statement for 1st 2nd Mortgages

If Applicable

• Condominium Declarations Bylaws and Budgets
• Copy of Gift Check and Signed Gift Letter

If you own additional real estate, please provide the following documentation for each property

• Copy of Current Mortgage Statements
• Copy of Tax Bills
• Copy of Leases
• Copy of Homeowners Insurance Bills or Agent Contact Information

VA Purchase

Required Documents

• Last 2 years W2s and 1040s including all schedules
• If self-employed, last two years’ corporate tax returns and year-to-date profit & loss statement
• Past 30 days computerized pay stubs, to include year-to-date earnings
• 2 months current bank and asset account statements including all pages (no screen prints)
• Drivers License or State ID Card
• Copy of Current Mortgage Statement
• Copy of Current Tax Bill
• Copy of Homeowners Insurance Bill or Agent Contact Information
• Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
• Copy of Cancelled Earnest Money Check
• Listing Agent Name and Phone Number
• Selling Agent Name and Phone Number
• Sellers Attorney Name and Phone Number
• Buyers Attorney Name and Phone Number
• Copy of DD214

If Applicable

• Condominium Declarations Bylaws and Budgets
• Copy of Gift Check and Signed Gift Letter

If you own additional real estate, please provide the following documentation for each property

• Copy of Current Mortgage Statements
• Copy of Tax Bills
• Copy of Leases
• Copy of Homeowners Insurance Bills or Agent Contact Information

VA Refinance

Required Documents

• Last 2 years W2s and 1040s including all schedules
• If self-employed, last two years’ corporate tax returns and year-to-date profit & loss statement
• Past 30 days computerized pay stubs, to include year-to-date earnings
• 2 months current bank and asset account statements including all pages (no screen prints)
• Drivers License or State ID Card
• Copy of Current Mortgage Statement
• Copy of Current Tax Bill
• Copy of Homeowners Insurance Bill or Agent Contact Information
• Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
• Copy of DD214

If Applicable

• Condominium Declarations Bylaws and Budgets
• Copy of Gift Check and Signed Gift Letter

If you own additional real estate, please provide the following documentation for each property

• Copy of Current Mortgage Statements
• Copy of Tax Bills
• Copy of Leases
• Copy of Homeowners Insurance Bills or Agent Contact Information

This information is intended for educational purposes only. Products and interest rates subject to change without notice. Loan products are subject to credit approval and include terms and conditions, fees and other costs. Terms and conditions may apply. Property insurance is required on all loans secured by property. VA loan products are subject to VA eligibility requirements. Adjustable Rate Mortgage (ARM) interest rates and monthly payment are subject to adjustment. Upon submission of a full application, a mortgage banker will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to you individual situation.