Skip to Main Content
Our Veteran Legacy Program

Our Veteran Legacy Program

Built for Veterans. Backed by Service.

Apply Now

What is The Veteran Legacy program?

As the nation’s largest privately held, Veteran-Owned and Operated bank, we believe your service should continue to reward you. That’s why we created The Veteran Legacy Program, a streamlined refinance solution built for those who’ve already have a VA loan.

With no appraisal, and no credit underwriting in most cases, you may be able to lower your monthly payment all with minimal paperwork.

You served our country. Let us serve your future.

Veteran Legacy

Benefits of the Veteran Legacy Program

As a veteran-owned and operated bank, we’re proud to offer a financing solution that works for you and your unique needs. 

Here’s what you can expect from The Veteran Legacy Program:

  • Competitive interest rates
  • Minimal paperwork
  • No appraisal in most cases

Find Out How Much You Can Save


Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Frequently Asked Questions (FAQs)

Borrowers who already have a VA loan can qualify for Veteran Legacy 

In most cases, you do not need an appraisal and we only pull a soft credit check which has not affect on your credit. This can help speed up the process and reduce costs.

No, The Veteran Legacy Program is only to reduce your interest rate or switch loan types. However, eligible borrowers can take cash out with our Smart Funds/Equity Release product.

Closing costs vary between borrowers. Speak to one of our mortgage bankers to find out your specific numbers. 

Products and interest rates subject to change without notice. Loan products are subject to credit approval and include terms and conditions, fees and other costs. Terms and conditions may apply. Property insurance is required on all loans secured by property. VA loan products are subject to VA eligibility requirements. Adjustable Rate Mortgage (ARM) interest rates and monthly payment are subject to adjustment. Upon submission of a full application, a mortgage banker will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

Gold House Icon

Get Started With The Veteran Legacy Program

Apply Now