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Michael was born and raised in Flemington, NJ.  He is a Merit graduate of the United States Naval Academy and a former Naval Officer, serving primarily as a P-3 Orion Navigator.  After his time in the service, Michael attended Chestnut Hill College, where he studied master’s level Psychology as well as immersed himself in personal growth, sales, and sales leadership programs.  He started his lending career in 2002, during which he excelled in his role as mortgage professional as well as sales manager, helping a number of firms increase market share and loan volume.  He was consistently honored as a top producing loan officer at several lending institutions during his career.

With over 22 years of experience, Michael is excited to bring his knowledge, expertise, and leadership to The Federal Savings Bank.  With his broad knowledge base and financial-needs-solution approach to lending, coupled with the broad array of lending options afforded by TFSB, Michael will be able to assist more clients and referrals than ever before in achieving their financial goals and home ownership.  Michael’s success is directly attributed to his understanding of complex credit applications, his ability to guide his clients with unwavering patience and clarity through the financing process, and the assurance that every step of the process is understood by his clients.  His level of customer service is unparalleled in the industry and why many of his clients are repeat clients and consistently refer their friends and family to him for their financing needs.

Michael resides in Toms River, NJ, with his son.  When not at work, you’ll find him biking, boogey boarding, hiking, swimming, and most everything and anything outdoors with his son and friends.  Michael has always been active and a leader in his community, having served as President and Vice President of his condo association.