Javier Garcia is an experienced and highly trusted Residential Banker who continues to strengthen and perfect the partnership between the home buyer and their financial security for years to come. Based on his track record of highly accurate home loan executions and performing mortgages, Javier can provide his buyers and homeowners with the best rates in the market along with unlimited loan options. Home Buyers can apply for their home loan and receive a mortgage commitment before they begin their home search to be assured of an expedited transaction and eliminating the fear of not meeting mortgage contingency on their sales contract.
Javier is a proven and accomplished executive in sales, and a skilled and strategic leader with 19+ years of experience in driving profits, sales, and the ability to improve and maximize profit margins. He distinguishes himself as an expert in building, motivating and training top performing teams focused on exceeding organizational goals. Javier is a skilled professional who has a passion for developing and implementing strategy for steady growth and success without sacrificing compliance standards, and preserving a reputation built on quality, service, and uncompromising ethics.
The Federal Savings Bank allows Javier to provide his clients and staff a full-service bank with a long history of providing home mortgages to their homeowners and home buyers. As a leading mortgage lender, Javier brings a commonsense approach and high touch customer service model to borrowers across the country. At The Federal Savings Bank, Javier control the entire lending process in our state of the art processing center and offers a complete array of products including VA, Jumbo, FHA, and conforming conventional loans to consumers in all 50 states.
Javier and his team were knowledgeable and were able to secure a great interest rate for my first home. Javier mentioned applying for a down payment assistance grant from the very beginning, which I appreciated, even though in the end we were not able to use the grant due to factors pertaining to the building. Javier and his team communicated promptly, and provided explanations every time I was confused about terms or numbers. Overall great work! I look forward to working with them again in the future. Thank you for all your help!
Working with Javier Garcia was truly a blessing. Without a doubt, I would not be living in this amazing condo if it were not for his hard work. He exceeded my expectations in every way, especially with his communication, accessibility, and urgency. He was always very thorough, knowledgeable, and available to answer all my questions. Javier is magnificent at his job; he understood my needs and exercised patience with me while I took time exploring the market while finding my dream condo. Javier explained everything with patience and was very thorough. He pretty much held my hand every step of the way. Javier was always pushing things forward and explaining the buying process. I am not sure whether he sleeps at all (haha). He will undoubtedly be the loan officer that I turn to for all future home purchases. I absolutely recommend him 100% to anyone looking or even thinking about purchasing their next home.
Initially, we just wanted to talk to Javier to see what we needed to look out for in the future. I was not completely ready to buy a house, but through our consultation he was able to show us that buying a house was a real possibility. Three months later, were in our new family home. From the moment we met Javier, him and his team went to work and helped us with everything that we needed. When the home buying process became a little stressful, Javier went out of his way on the weekend to meet with my husband, brother, and I to go over closing cost numbers. We thank him for always being available in this busy house buying season, to answer any questions we had. We thank Javier and appreciate everything he and his team did for us.
We recently purchased a home, Javier Garcia and his team provided the best service we could have ever anticipated. We were first time home buyers who had a ton of questions, and Javier and his team were always available from start to finish to walk us through the process. I am so thankful to all who helped in our process. We are beyond blessed to finally be homeowners!
I will highly recommend Javier Garcia and his team! Javier provided high quality service. He believed in us and made our dream come true. He knew how badly we wanted a home, and promised he would get us a home. Javier and his team made the process very easy for us and explained everything whenever we had questions. Javier is the best! We grew a friendship with him and are glad we got to work with him. Thank you for not giving up on us and for making this dream happen. We wouldn’t have done it without you and your team!
Javier and his dream team, Eric and Kristy, were there for us every step of they way. They were able to walk us through the process and were quick to respond whenever questions arose, even during non work hours and weekends! We felt extremely confident with them behind us. We cannot say enough about their professionalism and proactive approach during this process. An absolute best experience and if needed we would go back and do it all over again. Thanks guys!! Keep up the good work.
Our experience With Javier was outstanding from start to finish! Thank you for making the process quick, efficient and easy. A true professional and an outstanding person. Our forever friend and banker 🙂
Javier, Kristy, and Martin were amazing to work with. Javier, especially. He was available to answer any questions I had and made sure I understood everything that was going on in the process. I would highly recommend working with him and his team to anyone looking to purchase real estate.
I highly recommend Javier Garcia of The Federal Savings Bank for financing a home. Javier is very knowledgeable of the different type of lending options available for different situations, and recommended the one that was in our best interest. He was in constant communication with us, and explained the process thoroughly, so we were always aware of what was going on. Javier was very responsive and was able to provide quick estimates anytime we saw a house that we were interested in. Through his knowledge and experience, he was able to lock us in on a low rate for our loan. He made the closing process easy for us in terms of uploading all the required paperwork. He was also in constant communication with out realtor, which made the process easier on us. Thank you Javier.