Christopher Totani Photo

Christopher Totani

Senior Vice President


Chris Totani graduated from the University of Illinois-Chicago in 1991 with a BS in Finance.  Chris began his mortgage career in 1993 and has been a high producing originator ever since.  Over his many years in the mortgage industry, Chris has been a Senior Mortgage Banker, Producing Branch Manager and President of his own mortgage company.  In 2008 when the industry began to change, Chris saw the need to change as well.  In order to maintain his reputation as always delivering superior service, programs and products, Chris joined The Federal Savings bank in January of 2009. 

Chris holds the position of Senior Vice President and is consistently the top producer in the Naperville office.  The Federal Savings Bank allows Chris the ability to help clients with all of their mortgage needs.  Chris is especially proud of the process at The Federal Savings Bank. The Federal Savings Bank is on the cutting edge of programs and technology.  One of Chris’ favorite products is the TFSB Pre-Approve Me App.  This is a valuable tool for buyers and Realtors as it helps solve “Clarity of Price and Qualification.” 

Chris feels the underwriting process at TFSB is second to none.  Having the ability to communicate directly with underwriting helps solve issues before they become problems. 

Chris and his wife Victoria live in Joliet with their daughter Gianna.  In his free time, Chris enjoys spending time with his family, checking out new restaurants, traveling and golfing with friends.  He is extremely proud of Gianna when she is acting or singing at various venues in the Chicago area.


Chris Totani and his Team were a pleasure to work with explaining every step and making the process seamless. I highly recommend this team when in search for a great lender. See the full review on Redfin.

- Angela
We have worked with Chris Totani multiple times over the past 15 years for new home purchases as well as loan refinancing. He has always been a good resource and provides great perspective to our lending needs through life changes.

Whenever we hear of someone looking for a mortgage, refinance loan or just looking for information about lending we always refer them to Chris.

We just closed on our latest mortgage with Chris through The Federal Savings Bank and were happy with the service level provided.

- James C
If you are looking for a mortgage, I highly recommend contacting Christopher Totani at Federal Savings Bank. He was exceptional! He handled my account seamlessly. He requested appropriate documents from me and sent through his underwriter before issuing any type of loan approval amount. This gave myself and my realtor the peace of mind that we would have no issues when it came time to provide the loan. If it wasn't for Chris working his magic to meet a 3 week turnaround time, the sellers wouldn't have accepted my offer. He worked closely with my realtor and title company. The title company had a small snag at closing as the seller had left the country on closing day. Chris not only guided me through what to do but also went out of his way to contact the sellers of the property. He was able to work it out with the owners and title company to provide me the keys pre-close due to their mix up. Did I mention this was the end of the month when he had many other closes besides mine??? He still went out of his way to assist me when it wasn't even his matter. He is exceptional at what he does. He is fun to work with. I recommend him to everyone! Don't waste your time going to any other mortgage loan officer. Go to Chris! He is the best. And I must mention his counterpart, Susan Bieneman. She was so quick in responding to my questions and very timely.

- Martha N