Troy Spears Photo

Troy Spears

Mortgage Banker

NMLS#1450661

Troy Spears studied Finance at Cleveland State University. At the age of twenty, Troy began his career in the mortgage industry. Growing up with a mother in real estate, he found his passion with helping people understand finances and the path to home ownership. While living in Cleveland, he spent several years as a Loan Officer helping home buyers with down payment assistance programs and grants. Son of a veteran, Troy takes pride in serving the veteran community with financial advice while creating financial flexibility within the client’s current situation.

Being around the real estate industry his entire life, Troy has the knowledge and expertise to help each borrower structure the most beneficial mortgage that aligns with the client’s financial goals. Troy exemplifies excellence by understanding his customers’ immediate and long-term goals, which enables him to put himself in his client’s shoes, allowing for mortgage tranquility. Helping hundreds of clients, he comprehends the disconnect and misconceptions of the home buying process and bridges the gap of understanding in an organized and efficient manner. Due to his extensive knowledge of active programs, along with efficient problem-solving skills, Troy will ensure you receive proper guidance as you pursue one of the largest financial investments of your lifetime.

Troy resides in Cleveland, Ohio with his fiancé and his two daughters. He is active in coaching his daughter in soccer and softball. Combining his love for the outdoors and sports, Troy can be found playing softball, coaching or sitting around his fire pit under the midnight stars.

Testimonials

I am thankful to Mr. Spears for the outstanding work he did to refinance my mortgage. He was able to find solutions to some very tricky problems. I am impressed with his dedication and work ethic. He was always available to return my calls on a daily basis. I have not seen such a dedicated and hardworking banker in the mortgage industry in my thirty years of experience. He was always there willing to guide me through the whole process. I again thank him for all he did and would like to work with him in the future.

- Ahmad S
Troy Spears was wonderful to work with from start to finish. He was always available in timely manner and kept me well informed. He was knowledgeable, pleasant and very professional. I enjoyed the experience because of Troy.

- Lee M
I would like to particularly commend Troy Spears who worked with me on my mortgage. He was outstanding in every aspect and took what had been a very trying experience into something handled efficiently and professionally.

- Leeann H
Troy was exceptional, he was always there willing to help at any time also help us thru the process start to finish.

- Ruth M